If you’re a sole trader or landlord earning more than £50,000 a year, HMRC is about to change how you report your tax — whether you feel ready or not.
Category: Money & Tax for the Self-Employed
Everything you need to manage money and tax as a freelancer or sole trader – from self-assessment to invoicing and cashflow.
UK fintech Sidekick raises £7.8m to open up private-bank style investing to professionals
Sidekick has raised £7.8m to expand access to private-bank style investing tools for professionals who’ve outgrown entry-level apps but don’t want opaque wealth management.
American Express rolls out flexible payment option for small businesses feeling the cashflow squeeze
American Express has launched a Flexible Payment Option for Business Platinum and Gold Cardmembers, giving small businesses more control over cashflow when income is uneven.
Most self-employed and freelancers failing to save for retirement, Aviva finds
Fewer than four in ten self-employed workers and freelancers are saving for retirement, according to Aviva, with low awareness of pension options leaving many exposed later in life.
Seven in ten sole traders unprepared for major tax change as £25,000 prize launched
Seven in ten UK sole traders are not ready for Making Tax Digital ahead of April. Sage launches £25,000 prize to help cover tax bills.
Seven overlooked money-saving tips for small businesses in 2026
2026 is here and small business owners felt the squeeze during 2025, with increases to the rate of National Insurance Contribution for employers and increases to the minimum wage resulting in higher per-employee costs.
Nearly 900,000 self-employed Brits fear they won’t afford their January tax bill
Almost one in five self-employed people in the UK expect to struggle to pay their Self Assessment tax bill this month, underlining the mounting financial pressure facing sole traders and freelancers at the start of 2026.
58% of self-employed Brits have considered dumping their accountant
More than half of UK sole traders have thought about leaving their accountant, with high fees and poor communication driving the breakups.
Making Tax Digital for landlords and the self-employed: what changes from April 2026
Making Tax Digital for Income Tax Self-Assessment starts from April 2026. Here’s what landlords and the self-employed need to know about quarterly reporting, thresholds and preparation.
Mortgage rules set to ease for self-employed buyers
Mortgage rules could be eased for first-time buyers, the self-employed and older borrowers under new FCA proposals aimed at widening access to affordable home loans.
HMRC warns seasonal workers to check their pay this Christmas
HMRC has urged seasonal and temporary workers to check they are being paid at least the minimum wage this Christmas, warning that unpaid hours and deductions are common causes of underpayment.
Warning issued over HMRC scams as fraudsters target taxpayers this Christmas
Taxpayers are being urged to stay alert this Christmas as scammers posing as HMRC step up efforts, offering fake tax refunds or threatening legal action, experts warn.
Small firms warn high-cost online lenders are trapping them in a ‘punishing debt spiral’
Small firms shut out by banks are turning to online lenders charging high rates, trapping many in a “punishing debt spiral”. CDFIs report a surge in refinancing as SMEs seek escape from costly loans.
One in three sole traders still using pen and paper as digital tax deadline approaches
New Sage research shows 33% of sole traders still use pen and paper for finances, with 70% unaware they must submit digital tax returns from April under Making Tax Digital for Income Tax.
The best pension options for the self-employed in 2025
Only one in five self-employed workers save into a pension, but with generous tax reliefs and flexible plans available, there’s never been a better time to start. Here’s how to choose the right pension for your business and future.
