Between 5 and 15 new banks will be created in the next 3 to 5 years, predicts Metro Bank founder and former Chairman Anthony Thomson
Category: Freelancer Opinion & Insights
Opinion and thought leadership from freelancers, small business experts and solo entrepreneurs shaping the UK’s independent economy.
The real SME lending story isn’t so gloomy as bank balances are actually growing
Are you a small business and feeling in the money? If so, you are in surprisingly good company. Anthony Browne, chief executive of the British Bankers’ Association, joins us and says that there is an astonishing – but almost unnoticed – thing happening among SMEs.
Is technology creating stress and hampering employee engagement
Gary Cattermole is the co-founder and director of The Survey Initiative, a leading staff survey provider specialising in employee engagement. Here he explains how technology can create stress for employees and undermine years of employee engagement…
Employing a logical solution to youth in the workforce
Youth unemployment is a hot topic at present, and rightly so given that the costs on the national economy are enormous: lost income tax revenues, higher welfare payments, lower consumer spending power and increased healthcare costs for stress and mental illness are costing the UK billions of pounds.
Supporting startups is great, but exporters should be first in line for Government Lending
Government backed schemes that provide much needed finance for SME’s should favour proven or potential exporters according to William Chase – the founder of the multinational Tyrrells crisp empire and owner of the single estate Chase Distillery in Herefordshire.
The cost of deregulation
Deregulation might not inspire roars of excitement but it is a cause of concern for every business in the country. Regulation imposes a huge cost on small businesses but are Government attempts to deregulate – and specifically the ‘One In Two Out’ policy – anything more than just rhetoric?
What do you look for in a new recruit?
The right attitude to work and a strong set of basic skills remain the top two wishes of employers when it comes to hiring new recruits. This is according to a new survey of our members on employment and skills, which revealed 63% of employers rate a positive attitude to work as the key requirement, with around half noting the importance of basic skills.
The changing face of British exports
Much has been said in recent months about Britain’s export situation and the benefit exporting brings to the economy as a whole. Clearly the Eurozone crisis has had a significant dampening effect on the UK economy. Yet leading international payments specialist Smart Currency Business is quick to point out that it has not been without its share of positive side effects, most notably the rebalancing of British exports currently underway.
Do you have to be ruthless to succeed in business?
A recent RBS study of diversity in business and commercial banking found that a third of women said the type of aggressive business behaviour seen on TV shows such as Dragons’ Den and The Apprentice is putting them off. We asked Vanessa Vallely, author & entrepreneur, to look at this problem.
Empty Containers Leaving UK Ports is a ‘criminal waste’
One of the UKs leading entrepreneurs William Chase has voiced his deep concern over the fact that Huge container ships from Asia arrive at UK ports such as Felixstowe, Suffolk and Southampton loaded with all manner of consumer and industrial goods.Yet the majority return to their home ports empty.
The ‘Problem’ with women
I’ve never been much of a feminist. In fact, I’ve often shunned women’s events with the attitude of “Want to be a success? Then stop moaning and do something about it!” However with the recent re-emergence of women’s issues in the media and the flurry of discussions that have ensued, I too have found myself thinking about it.
Growing Your Business Report: Technology remains vital to help small businesses grow
Small businesses had an estimated combined turnover of £1,500 billion last year. They truly are the driving force behind the UK economy. With this in mind, it’s no surprise that Lord Young champions them in his ‘Growing Your Business’ Report.
Government revenues: how beneficial is corporation tax?
Corporation tax liabilities, and the setting of rates at which they are levied, is a sensitive issue. The public derides firms that are seen not to pay their share of tax, while business advocates and economists regularly decry the inefficiency of increasing the cost burden on SMEs – acting as a drag on both profitability and national economic growth.
Want to make better decisions? Procrastinate
It may be counter-intuitive, but here’s why you need to slow down before your next big decision.
Vince Cable is wrong: apprenticeships are paid well – youngsters are just not motivated
Property maintenance entrepreneur and long term apprenticeship campaigner Will Davies blasted the business secretary Vince Cable today for his attack on trainee’s pay.
















